Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.